John Doe  Print Report

Summary

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Background Screening Report Household Result:
JOHN DOE
Report #: 2513a914 4/23/2009
Applicant
CONFIDENTIAL Declined
This tenant screening report ("report") has been derived from public records and/or third party sources. Although such records are reasonably believed by Domin-8 Enterprise Solutions (Domin-8) to generally be current and accurate, such records may produce inaccurate information from time to time. No verification of accuracy or completeness of the public records information contained in the report has been made by Domin-8. Furthermore, the Report is based, in part, on Applicant information provided by you and is subject to the accuracy thereof. Due to the similarity of identity characteristics between Applicants and unrelated third parties, and the opportunity for third party error, Domin-8 makes no assurance that the information in the report relates specifically to Applicants. Further investigation by you may be necessary to verify the applicability of such information to Applicant. You are hereby advised that all information in the report is confidential and may not be disclosed by you to any person other than Applicant, and then, only in accordance with the Fair Credit Reporting Act (FCRA). Any national credit, criminal, sex offender, and/or eviction searches contained in this report will include all states and jurisdictions that make their records available to national data providers.
 
The household result is only a recommendation, based on the specific rules set up in the property's profile. This is not the final decision on whether an application is approved or declined, as other factors in the application process or the tenant selection plan may impact the final decision.
 
You are required to use this report and all information supplied by Domin-8 solely for tenant screening purposes and in accordance with the FCRA.
 
If you require assistance or wish to inquire about other services, please contact us at (800) 236-1596.
 
Applicant Information
       
 
Applicant:   John Doe (Verified)  Also Known As:
Current Address:   321 FRONTAGE RD. (Verified)
MASON, OH 22222
J Doe(Credit Bureau)
Date of Birth:   **/**/1952 (Verified)
Social Security #:   ***-**-2000 (Verified)
SSN Issued:   SSN was Verified. Issued In: Ohio Issued On: 2/12/1952
Home Phone:   513-555-7285 (Not Verified)
Maiden Name:   
License #:   ****321
License State:   OH
 
 
 
Identification - John Doe
       
  Score 0-50: o 40
  What score means: o The applicant’s last name, address, and SSN have been verified. The applicant’s first name, or phone number (if provided) has not been verified.
 
 The current address provided by this applicant could not be verified.  Please refer to the residence section of this report to see other addresses that may have been used during this screen.
 
 
 
Household Results - John Doe
 
The household is declined.
 
The following test results adversely affected this decision:
- Eviction Test
- Felonies
- Landlord Collections
- Outstanding Debt
 
Note: If an approved Guarantor is added to the application the "declined" result will change to approved with conditions or approved.
You have chosen to have Domin-8 provide Adverse Action Letters (AALs) to your applicants. Because this household was Declined Domin-8 will mail an AAL to this individual. If the household result changes to Approved prior to the AAL being mailed, it will be cancelled.
 
This household result is the combined result of the following individuals:
Applicant(s):
- John Doe
Other Adult(s):
- None
Guarantor(s):
- None
Some data included in this report could only be matched on the applicant's name. Domin-8 Enterprise Solutions recommends that you further research these findings to be sure they apply to the applicant.
 
 
Profile Summary - John Doe
         
 
Based on the selected profile (Report Profile), the following tests were performed:
 
  - Identification Individual applicant Approved.
    o Identification Verification 4/23/09 9:18:01 AM
 
  - Rent-to-Income Test Not Requested.
    o Rent to Income Calc Test Not Requested.
 
  - Credit The household is Declined, individual applicant Declined.
    o OFAC 4/23/09 9:18:01 AM
    o Credit Score 4/23/09 9:18:01 AM
    o Legal Items 4/23/09 9:18:01 AM
    o Bankruptcies 4/23/09 9:18:01 AM
    o Foreclosures 4/23/09 9:18:01 AM
    o Collections 4/23/09 9:18:01 AM
    o Tradelines 4/23/09 9:18:01 AM
 
  - Criminal The household is Declined, individual applicant Declined.
    o Sexual Offender 4/23/09 9:18:01 AM
    o Convictions 4/23/09 9:18:01 AM
 
  - Evictions The household is Declined, individual applicant Declined.
    o Eviction Search 4/23/09 9:18:01 AM
 
 

Residence

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Residence History - John Doe
       
The following information was provided to Domin-8 by third-parties and was NOT verified and was NOT used in the determination of the Household Result. It is provided for informational purposes only:
 
Address:   ANY WAY ST APT 402 LAKE JACKSON, TX 77566 (Credit Bureau)
Date(s):   N/A to 05/2005
Address:   FAIRWAY DR COPPELL, TX 75019 (Credit Bureau)
Date(s):   N/A to 03/2004
Address:   GARTH RD APT 2108 BAYTOWN, TX 77521 (Credit Bureau)
Date(s):   N/A to 07/2002
Address:   OSAGE BAYTOWN, TX 77521 (Credit Bureau)
Date(s):   N/A to 04/2001
Address:   W BAKER RD APT 302 BAYTOWN, TX 77521 (Credit Bureau)
Date(s):   N/A to 06/2000
Address:   1624 HIGHWAY 69 COLUMBUS, MS 39702
Date(s):   12/2007 to 09/2008
 

Employment

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Employment History - John Doe
           
The following information was provided to Domin-8 by third-parties, was NOT verified and was NOT used in the determination of the Household Result. It is provided for informational purposes only:
 
No Employment Information was returned.
 
 

Credit

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Credit History - John Doe
Result: Declined
- Applicant has had landlord collections
- Applicant has more than $5000 outstanding debt
     
OFAC Check 
 NO MATCH FOUND IN CDC'S OFAC DATABASE.
 
Credit Bureau Score
Score:   518
Score Name:   BEACON 5.0
Score Factors:   No Codes Returned.
Score Reasons:  No Score Reasons Returned.
 
Outstanding Debt
Total:   $8648
Used for Outstanding Debt Test:   $7972
 
Legal Items (0 Items)
No credit related legal items found for this individual.
 
Bankruptcies (0 Items) (0 Ignored Items)
No bankruptcy items found for this individual.
 
Foreclosures (0 Items)
No foreclosures found for this individual.
 
Collection Accounts (7 Items) (4 Ignored Items)
 
Creditor Opened
10/06/03
30
-
60
-
90+
-
Orig Amt  Past Due Payment Balance
  Activity Reviewed
-
  Credit Limit    COL 186
*************8132 Closed
Reported
10/29/08
Individual Account High Credit       
Medical Comments:  Original Creditor: Unknown
MEDICAL
*Note: Based upon your profile settings, this item was ignored for the following test(s): Collections Count.
 
Creditor Opened
11/20/02
30
-
60
-
90+
-
Orig Amt  Past Due Payment Balance
SPRINT PCS Activity Reviewed
-
  Credit Limit    COL 81
****633 Closed
Reported
12/07/08
Individual Account High Credit       
General Comments:  Original Creditor: Unknown
 
Creditor Opened
05/10/06
30
-
60
-
90+
-
Orig Amt  Past Due Payment Balance
  Activity Reviewed
-
  Credit Limit    COL 245
******6997 Closed
Reported
01/17/09
Individual Account High Credit       
Medical Comments:  Original Creditor: Unknown
MEDICAL
*Note: Based upon your profile settings, this item was ignored for the following test(s): Collections Count.
 
Creditor Opened
02/29/04
30
-
60
-
90+
-
Orig Amt  Past Due Payment Balance
GREENBRIER AT RIVERCHASE Activity Reviewed
-
  Credit Limit    COL 1,357
***938 Closed
Reported
05/11/04
Individual Account High Credit       
Landlord Comments:  Original Creditor: Unknown
 
Creditor Opened
10/06/03
30
-
60
-
90+
-
Orig Amt  Past Due Payment Balance
  Activity Reviewed
-
  Credit Limit    COL 676
****4272 Closed
Reported
03/19/04
Individual Account High Credit       
Ignore Comments:  Original Creditor: Unknown
MEDICAL
*Note: Based upon your profile settings, this item was ignored for the following test(s): Collections Count, Outstanding Debt.
 
Creditor Opened
01/29/04
30
-
60
-
90+
-
Orig Amt  Past Due Payment Balance
APARTMENT GREENBRIER AT RIVERC Activity Reviewed
-
  Credit Limit    COL 1,357
***938 Closed
Reported
03/29/07
Individual Account High Credit       
Landlord Comments:  Original Creditor: Unknown
 
Creditor Opened
08/25/05
30
-
60
-
90+
-
Orig Amt  Past Due Payment Balance
  Activity Reviewed
-
  Credit Limit    COL 378
**UY Closed
Reported
01/13/09
Individual Account High Credit       
Medical Comments:  Original Creditor: Unknown
MEDICAL
*Note: Based upon your profile settings, this item was ignored for the following test(s): Collections Count.
 
Charge Off Accounts (1 Items)
 
Creditor Opened
09/01/03
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Charge Off
TXU ENERGY Activity
03/01/04
Reviewed
- months
Open Account Crd Lmt
0.00
145 0.00 x - 0.00
  Closed
Reported
07/01/04
Individual Account High Crd
145
     
*****0795 Comments:  None supplied.
 
Past Due Accounts (0 Items)
No past due accounts found for this individual.
 
Active Accounts (4 Items)
 
Creditor Rating
1
Opened
04/01/08
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
WASHMUTUAL/PROVIDIAN Activity
12/01/08
Reviewed
8 months
Revolving Crd Lmt
500
0.00 15 474
  Closed
Reported
12/01/08
Authorized User High Crd
513
     
******2730 Comments:  Code 1: Pays account as agreed
 
Creditor Rating
1
Opened
04/01/02
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
ZALES/CBSD Activity
12/01/03
Reviewed
34 months
Revolving Crd Lmt
0.00
0.00 0.00 0.00
  Closed
Reported
02/01/05
Joint Account High Crd
650
     
************4481 Comments:  Code 1: Pays account as agreed
 
Creditor Rating
1
Opened
02/01/01
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
CAPITAL ONE BANK USA Activity
03/01/02
Reviewed
73 months
Revolving Crd Lmt
0.00
0.00 0.00 0.00
  Closed
04/01/02
Reported
03/01/07
Individual Account High Crd
500
     
********7756 Comments:  Code 1: Pays account as agreed
 
Creditor Rating
1
Opened
05/01/05
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
KAY JEWELERS Activity
Reviewed
11 months
Revolving Crd Lmt
0.00
0.00 0.00 0.00
  Closed
Reported
04/01/06
Individual Account High Crd
0.00
     
***********6763 Comments:  Code 1: Pays account as agreed
 
Other Accounts (12 Items)
                   
Creditor Rating
6
Opened
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
  Activity
04/01/07
Reviewed
6 months
Open Account Crd Lmt
0.00
521 0.00 521
MEDICAL/HEALTH CARE Closed
Reported
01/01/09
Individual Account High Crd
521
     
****9959 Comments:  None supplied.
 
                   
Creditor Rating
6
Opened
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
  Activity
12/01/06
Reviewed
6 months
Open Account Crd Lmt
0.00
36 0.00 36
MEDICAL/HEALTH CARE Closed
Reported
01/01/09
Individual Account High Crd
36
     
****2346 Comments:  None supplied.
 
                   
Creditor Rating
6
Opened
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
  Activity
12/01/06
Reviewed
6 months
Open Account Crd Lmt
0.00
332 0.00 332
MEDICAL/HEALTH CARE Closed
Reported
01/01/09
Individual Account High Crd
332
     
****2345 Comments:  None supplied.
 
                   
Creditor Rating
6
Opened
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
  Activity
12/01/06
Reviewed
6 months
Open Account Crd Lmt
0.00
36 0.00 36
MEDICAL/HEALTH CARE Closed
Reported
01/01/09
Individual Account High Crd
36
     
****2358 Comments:  None supplied.
 
                   
Creditor Rating
6
Opened
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
  Activity
12/01/06
Reviewed
6 months
Open Account Crd Lmt
0.00
332 0.00 332
MEDICAL/HEALTH CARE Closed
Reported
01/01/09
Individual Account High Crd
332
     
****2357 Comments:  None supplied.
 
                   
Creditor Rating
6
Opened
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
  Activity
10/01/06
Reviewed
3 months
Open Account Crd Lmt
0.00
496 0.00 496
MEDICAL/HEALTH CARE Closed
Reported
01/01/09
Individual Account High Crd
496
     
****4378 Comments:  None supplied.
 
                   
Creditor Rating
6
Opened
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
  Activity
10/01/06
Reviewed
6 months
Open Account Crd Lmt
0.00
332 0.00 332
MEDICAL/HEALTH CARE Closed
Reported
01/01/09
Individual Account High Crd
332
     
****2036 Comments:  None supplied.
 
                   
Creditor Rating
6
Opened
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
  Activity
06/01/06
Reviewed
14 months
Open Account Crd Lmt
0.00
383 0.00 383
MEDICAL/HEALTH CARE Closed
Reported
01/01/09
Individual Account High Crd
383
     
****8776 Comments:  None supplied.
 
                   
Creditor Rating
6
Opened
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
  Activity
06/01/06
Reviewed
14 months
Open Account Crd Lmt
0.00
332 0.00 332
MEDICAL/HEALTH CARE Closed
Reported
01/01/09
Individual Account High Crd
332
     
****9426 Comments:  None supplied.
 
                   
Creditor Rating
6
Opened
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
  Activity
02/01/06
Reviewed
17 months
Open Account Crd Lmt
0.00
302 0.00 302
MEDICAL/HEALTH CARE Closed
Reported
01/01/09
Individual Account High Crd
302
     
****5133 Comments:  None supplied.
 
                   
Creditor Rating
6
Opened
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
PALISADES Activity
10/01/03
Reviewed
22 months
Open Account Crd Lmt
0.00
441 0.00 441
UTILITIES Closed
Reported
01/01/09
Individual Account High Crd
441
     
****************3402 Comments:  None supplied.
 
                   
Creditor Rating
6
Opened
30
-
60
-
90+
-
Orig Amt
0.00
Past Due Payment Balance
MIDLAND CREDIT MANAG Activity
01/01/03
Reviewed
20 months
Open Account Crd Lmt
0.00
206 0.00 206
  Closed
Reported
01/01/09
Individual Account High Crd
206
     
******6097 Comments:  None supplied.
 
Inactive Accounts (0 Items)
No inactive accounts found for this individual.
 
           
Inquiries (3 Items)
 
 Date  Inquirer  Inquirer Code  Type
 09/03/08  ERNIE GUZMAN PONT GM     CR
 09/03/08  ROADLOANS     CR
 02/23/07  ADVANTAGE CREDIT     CR
 

Criminal

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Criminal History (2 Items) (0 Ignored Items) - John Doe
Result: Declined
- Applicant has a felony conviction within the last 20 years
 
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Note: National criminal and sex offender searches were performed.
 
 
Sexual Offender Check:  No Records Found
Criminal Records: (2 Items) (0 Ignored Items)
 
Criminal History Matching Only On Name
 
**WARNING**: The following hits were matched to the applicant on name alone and may not belong to this applicant.
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Name:   DOE, JOHN DOB:   **/**/1952
Address:    Offense Date:   2/4/2002
Level/Degree:   Felony Arrest Date:   
Charge:   COUNT-1 FELONY RAPE Sentence Date:   
Disposition:   Guilty Court:   
Sentence:    Case Number:   2103012852
Classification:   Sex Ref Id:   G-4521322219004785168
Matched On:   Name    
ID Information Provided:   Race:    Sex:    Ht:    Wt:    Eyes:    Hair:
More Information
Case Number: 2103012852
County: Ventura
ID Number: G-4521322219004785168
Method Verified: NAME
Result Date: 2005-08-22
Search Type: COUNTY
 
     
Name:   DOE, JOHN DOB:   **/**/1952
Address:    Offense Date:   3/4/2005
Level/Degree:   Felony Arrest Date:   
Charge:   COUNT-1 FELONY FIRST DEGREE RESIDENTIAL BURGLARYCOUNT-2 FELONY UNLAWFUL DRIVING OR TAKING OF A VEHICLECOUNT-3 FELONY RECEIVING STOLEN PROPERTY Sentence Date:   
Disposition:   Guilty Court:   
Sentence:    Case Number:   2005012779
Classification:   Theft Ref Id:   G-00108922190012531889
Matched On:   Name    
ID Information Provided:   Race:    Sex:    Ht:    Wt:    Eyes:    Hair:
More Information
Case Number: 2005012779
County: Ventura
ID Number: G-00108922190012531889
Method Verified: NAME
Result Date: 2007-08-22
Search Type: COUNTY
 
 
For compliance inquiries on results returned by BackgroundChecks.com, contact Domin-8 Enterprise Solutions Inc., 4660 Duke Dr., Suite 210, Mason, OH 45040, or by telephone at (800) 236-1596, option 2.
 

Eviction

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Evictions (1 Items) (0 Ignored Items) - John Doe
Result: Declined
- Applicant has an eviction within the last 60 months
           
 
  Name:  JOHN DOE   Address:   4555 LIBERTY STREET MASON, OH
  Filed:  05/21/2007   Disposed:  04/23/2009   Court:  OHIO DISTRICT COURT   Case:  92149
  Amt:  $1,200   Type:  SMALL CLAIMS JUDGEMENT   Ref:  D000187168   Bk/Pg:  
  Dispute:      Customer Statement:  None Supplied
 

AAL

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John Doe
321 Frontage Rd.
Mason, OH 22222
 
 
NOTICE THAT TENANCY HAS BEEN DISAPPROVED
 
April 23, 2009
 
 
Dear Applicant:
 
You gave us written permission to order consumer reports in connection with your rental application at Mission Hill. This application has been Disapproved.
 
1. This result was based in whole or in part on your failure to qualify on one or more of the tests indicated below, or unacceptable or insufficient information in a report obtained from the indicated consumer reporting agency.
 
Tests Contacts
Credit:
If your rental application was denied due to negative credit history, you may request a free copy of your CSC Credit Services' credit file (within 60 days of denial). CSC Credit Services utilized credit information from Equifax in reporting on your credit. When requesting your CSC Credit Services' credit report, include a copy of the letter of denial or the name of the property management company to which you applied for residency. Requests for a copy of your CSC Credit Services' credit file can be made online at: http://www.csccredit.com.
 
CSC Credit Services
PO Box 619054
Dallas, TX 75261-9054
Phone: 800.392.7816
 
You must have a copy of your credit report to initiate a dispute. If you wish to dispute any information found on your full credit report, it is recommended that you contact all three major credit bureaus as the three major bureaus typically have the same credit history records.
 
http://www.transunion.com 800.916.8800
http://www.experian.com 888.397.3742
http://www.equifax.com/dispute 800.685.1111
 
Helpful information and tips about the dispute process is available at http://learn.equifax.com/credit/credit-information.
 
You can obtain a free copy of your credit report once annually at https://www.annualcreditreport.com.
 
You can also contact the tenant screening company, Domin-8 Enterprise Solutions (see below).
Criminal:
Domin-8 Enterprise Solutions
4660 Duke Drive; Suite 210
Mason, OH 45040
Email AAL Support@domin-8.com
Or phone: 800.236.1596, option 2
Eviction:
LexisNexis Risk & Information Analytics Group
P.O. Box 812289
Boca Raton, FL 33481
Phone: 877.913.6245
 
2. The consumer reporting agencies indicated above only provided information and did not make the decision regarding your rental application disapproval.
 
3. The federal Fair Credit Reporting Act gives you:
  • The right to obtain a free copy of your consumer report from the consumer reporting agency-but only if you request a copy within 60 days of the date you receive this letter;
  • The right to dispute the accuracy or completeness of any information in the consumer report to the consumer reporting agency;
  • The right to put into your records at the consumer reporting agency a consumer statement of up to 100 words, explaining your position on any item in the report that you dispute. Trained personnel are available at the consumer reporting agency to help you prepare consumer statements.
     
    4. Chapter 4 of the 4350.3 HUD Handbook gives you the right to right to appeal this decision within 14 days from the day you receive this letter. Persons with disabilities have the right to request reasonable accommodations to participate in the informal hearing process.
     
     
     
     
    Thank you for your application. We regret not having you as a resident.

    Report